Paraphrenitis Blog

Unfortunately there are a great number of individuals willing to overstep the limit lines and declare wrong data to the insurance companies, in an endeavor to save a-few-dollars on their policy.
Although it appears as harmless as slipping food into the movie theaters, there is a great danger that in the event of an accident, the insurance company may decline your insurance claim. There is no point in playing Russian-roulette with car insurance.
Just as you would wish to be informed if a beach you are swimming at has an large history of shark attacks, the insurance company would like to know about all potential risks before they hit the waves.
To prevent a situation passing where the insurance company may have to decline your insurance-claim, it is always improved to be sincere and reveal all of the essential information about your state of affairs.

Here are a few tips to keep you out of difficulty when looking for Car Insurance in Canberra:
* Disclose all criminal convictions, although they might not appear relevant or are hard to divulge.
* Advise them of the right location at home where the automobile will be stashed away; be it locked garage, carport, drive, front lawn or the roadside kerb. Do not just say the car is being kept in a locked garage because you have one. Make sure it will really be put in there and not on the lawn because the garage is full of packages or being used as a rumpus room.
* Put the key driver down as the person who will really be the main driver of the car, not another person to cover when the main driver is a teen. When a new car is purchased and insured in an adult’s name with a nineteen year old as if by magic put on the insurance policy, its pretty evident to the insurance companies what is happening. Trying to save a-few-bucks or trying to get insurance when you don’t qualify is just not worth it.
* Disclose the names of all people who will be driving the car. Do not attempt to avert placing somebody who will wittingly be driving the motorcar on the policy, when you acknowledge they have a chequered driving story.